Defendant

A Imprisonment with prison labor of two years and six months and fine of five million won, and Defendant B shall be punished by imprisonment with prison labor of six months.

Defendant

A above.

Punishment of the crime

1. Defendant A serving as the president of H Saemaul Bank G in Daegu-gu, Daegu-gu, on February 1, 2008, and is a person in charge of overall affairs of the credit cooperative including the above credit cooperative’s loan and receipt. A.

Except where the competent Minister approves the president of the Korea Community Credit Cooperatives Federation under the Community Credit Cooperatives Act to the same person in accordance with the standards set forth in the provisions of the Community Credit Cooperatives Act, loans exceeding 20/100 of the total amount of investments and reserves of community credit cooperatives or a larger amount of 1/100 of the total assets (the base amount for the end of the quarter immediately preceding the time of loans as of the point of time) shall not be granted. The standard amount of credit extended to the same person of H community Credit Cooperatives under the provisions above shall be 412,251,00 won as of June 30, 209, 484,16,000 won as of September 30, 2009, and 52,831,000 won as of December 31, 2009; 1,031,000,000 won as of June 30, 201; 200 won as the same person’s lineal ascendant or descendant’s lending business as of the same person’s spouse.

From July 21, 2009 to February 11, 2010, the Defendant loaned a total of KRW 2,150,000,000 in total on six occasions in the name of the debtor I, his lineal descendants, siblings, etc. from the above H community credit cooperative from around July 21, 2009 to around February 11, 201, and extended a loan in excess of KRW 1,597,59,000 exceeding the limit of total assets of the above credit cooperative.

In addition, from around that time to August 12, 2013, the Defendant loaned a total of KRW 9,515,00,000 to five debtors and their same persons, as indicated in the attached Table 1 of Crimes List from around that time, and extended a loan exceeding the total of KRW 4,338,819,000, compared to the credit limit.

B. In the case of self-appraisal of a security in accordance with the Regulations on Credit Business Regulations for Occupational Breach of Trust, the appraisal under the Act on the Comparison of Transactions shall be affixed to the sales contract and the register.