1. The Defendant shall pay to the Plaintiff KRW 472,064,231 as well as KRW 407,00,000 from February 11, 2015 to the date of full payment.

Comprehensively taking account of the overall purport of the arguments in Gap evidence Nos. 1 and 3, the defendant entered into a credit transaction agreement with the Future Savings Bank (hereinafter "BL Savings Bank") prior to the declaration of bankruptcy on June 24, 2010 on credit limit amounting to 5 billion won, interest rate of 9% per annum on June 24, 201, and interest rate of 22% per annum on general loan with the maximum interest rate of 22% per annum on June 301, 201, and the defendant delayed repayment of the principal and interest of 472,064,231 won as of February 11, 2015 ( principal amounting to 407,00,000,000, interest and interest and interest for delay), and the fact that the future Savings Bank was appointed by the bankruptcy administrator of the Seoul Central District Court as of April 30, 2013 as the bankruptcy administrator of the Korea Deposit Insurance Corporation under each subparagraph 54, respectively.

[Defendant’s assertion that the future savings bank did not bear obligations under a credit transaction agreement by stealing the name of the Defendant, but there is no evidence to acknowledge that the credit transaction agreement under the name of the Defendant was forged, the above argument by the Defendant is without merit. Therefore, the Defendant is liable to pay to the Plaintiff damages for delay calculated at the rate of 22% per annum from February 11, 2015 to the date of full payment of the principal amount of KRW 472,064,231 in total, and the amount of KRW 407,00,000 in total, which is 472,00,000,000 as of the above base date, to the date of full payment. Thus, the Plaintiff’s claim is justified.