Defendant shall be punished by a fine of KRW 17,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

On October 17, 2012, the Defendant was sentenced to six months of imprisonment for fraud at the Seoul Central District Court, and the said judgment became final and conclusive on January 11, 2013.

1. No loan brokerage company that violates the Registration of Credit Business, etc. and Protection of Financial Users Act shall receive any consideration from a customer who receives a loan in connection with brokerage of loan;

A. On January 19, 2012, the Defendant received a loan from Yongsan-gu Office parking lot located in Yongsan-gu Seoul Metropolitan Government, through B, and paid KRW 12 million under the pretext of a loan with D and C, under the condition that he/she would receive interest at a rate of 120% per annum by mediating between the former State D and C, and received KRW 80,000 from the debtor C as a loan fee.

B. Around March 6, 2012, the Defendant received a loan from Yongsan-gu Office in Yongsan-gu Seoul Metropolitan Government, and paid KRW 7 million as a loan under the condition that he/she would receive interest at a rate of 120% per annum by mediating between the former week D and E, and received KRW 500,000 from the obligor E as a loan fee.

The Defendant received such loans from the other party to the transaction in connection with loan brokerage.

2. The Defendant, on January 19, 2012, at the parking lot of Yongsan-gu Office located in Yongsan-gu Seoul Metropolitan Government, Taewon-dong, Yongsan-gu, Seoul, as the Defendant:

1.(a)

In lending KRW 12,00,00 to the victim F, the victim was provided with KRW 35,00,000 at the market price of Gystren vehicle owned by the victim as security.

On January 2012, 2012, the Defendant delivered the said rocketing vehicle delivered by C to D with the former owner of the said rocketing vehicle, and was in custody of the said D along with the said loan, the Defendant stated that D did not have made a statement that the victim would not pay the said loan, and that D would not have “the borrower would dispose of the vehicle due to the situation where the borrower would not recover the vehicle,” and that D would not have it be possible to do so.