The defendant is not guilty. The summary of the judgment against the defendant shall be published.

1. Around June 10, 2008, the Defendant subscribed to four insurance products in around 2008, including the purchase of KRW 60,000 monthly insurance premium of KRW 60,000 for the victim MG non-life insurance (hereinafter “WG non-life insurance”). From January 25, 2006 to November 14, 2008, the Defendant paid 37,500 monthly insurance premium against six insurance companies.

However, at the time of the conclusion of the insurance contract, the defendant was a bad credit holder and was in a very difficult condition to economicly because he lives while working for a construction site.

After concluding the above insurance contract, the Defendant: (a) concluded the above insurance contract; and (b) concluded the above insurance contract, if the insured were hospitalized for more than three days, double payment of insurance proceeds by insurance product; and (c) in particular, in the case of the victim MG Non-Life Insurance (Seoul Franp Insurance), the Defendant abused the payment of hospitalization expenses at actual expenses; and (b) had the intent to obtain insurance proceeds by means of receiving excessive hospitalized treatment and re-hospitalize the same disease into another hospital under the same name.

The Defendant received diagnosis of sacratitis, sacratitis, and sacratitis from “D Hospital” located in “D Hospital” located in “D Hospital at the south of the Republic of Korea from December 12, 2011 to December 26, 201, and received hospitalized treatment for 15 days.

The above hospitalized treatment is upon the Defendant’s request, and on December 17, 201, it was sent out to the Defendant’s marriage ceremony and went out without permission, and on December 23, 201, the contents of the treatment received during the period of hospitalization were also taken for medical control and received physical treatment. As such, it is sufficiently possible for the Defendant to receive the insurance money, such as hospitalization expenses and medical expenses, from the insurance company, and the Defendant was hospitalized with the intent to receive the insurance money, such as hospitalization expenses and medical expenses.

Nevertheless, on December 26, 201, the Defendant issued a victim MG non-life insurance (so-called Green Property Insurance) on the same disease for 15 days.