beta
Text
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On December 24, 2013, the Plaintiff entered into a D insurance contract with the Defendant via A, an insurance solicitor of the Defendant (hereinafter “instant insurance contract”), and the parts related to the instant contract are as follows.
Details of guarantees - Basic Contract (The amount to be admitted in the event of an injury with 3% or more of the injury x payment rate): 50 million won: A security for an injury after-injury - a security for an injury with 10 million won or more (the amount to be admitted in the event of an injury with 80% or more): A security for an injury with 10 million won or more (the amount to be admitted in the event of an injury with 80% or more): A security for an injury after-injury (the amount to be admitted in the event of an injury with 3% or more due to an injury x the payment rate ]: 10 million won - a security for an injury after-injury (80%) security (the amount to be admitted in the event of an injury with 80% or more) (the amount to be admitted in the event of an injury with 80% or more): Article 13 [the maximum payment period of premiums and termination of the contract] of the General Terms and Conditions for Insurance Contract 10 million won or more, and if the contractor fails to pay the premiums until the second payment date:
1. Statement that he/she shall pay delinquent insurance premiums within the payment demand period;
2. Where an insurance premium is not paid by the day following the expiration of the maximum payment period, Article 18 (Reasons for Not Payment of Insurance Money) of the General Terms and Conditions under which the contract is terminated on the day following the expiration of the maximum payment period. (2) Unless otherwise agreed, the defendant shall not pay the relevant insurance money when a ground for paying insurance money in relation to injury under Article 16 (Types and Grounds for Payment of Insurance Money) occurs due to any of the following acts committed by the insured for occupation, duties or club activities:
3. The crew of a vessel, the fishing division, the aircraft and other persons engaged in the duties to board a vessel shall be on board a vessel on their duty;