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(영문) 서울중앙지방법원 2015.04.09 2014가합516760
보험금
Text

1. The Defendant shall pay to the Plaintiff KRW 152,318,50 and the interest rate of KRW 20% per annum from March 25, 2014 to the date of full payment.

Reasons

1. The following facts may be acknowledged in full view of the statements in Gap evidence Nos. 1 to 5, 11, 13, and Eul evidence Nos. 2 (including each number; hereinafter the same shall apply) and the statements in witness B, C, and D's testimony as a whole.

On October 2010, the Plaintiff entered into an insurance contract with the Defendant to enter into the sales liability insurance contract (hereinafter “instant insurance contract”) with the following terms and conditions, and paid in full the insurance premium.

(1) Insurance period: (2) From October 15, 2010 to October 15, 2011, the maximum amount of total compensation. (3) Objects: 500 million won: The amount of damages covered by the comprehensive motor vehicle maintenance facilities A (A) in Seongdong-gu Seoul Metropolitan Government: The company shall compensate for the following damages sustained by the insured (person subject to insurance) by bearing legal liability to the victim due to an insured event that occurred during the insurance period within the coverage area under the insurance policy, according to the general terms and conditions of business liability insurance and the special terms and conditions of automobile maintenance business operators:

1.The company, Article 11 (Non-Compensation for Loss) of the Compensation for Loss Act, which shall be liable for payment to the victim by the insured (beneficiary) shall not compensate for the damage due to the following reasons:

1. An accident under Article 10 of the General Terms and Conditions for the Company's Compensation for Damages caused intentionally by a contractor, the Insured (in the case of a corporation, the director or any other institution executing the business of the corporation), or his legal representative, is an accident under the provisions of Article 1 (accident) of the Special Terms and Conditions for the Automobile Maintenance Business Operator's Liability for Indemnification for the Damages caused by the Company's Liability for Compensation. The term "accidents under the provisions of Article 10 of the General Terms and Conditions for the Company's Compensation" refers to the occurrence of the performance of the vehicle Maintenance Business in accordance with the use of the insured (the insured)'s facilities (hereinafter "facilities"), and

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