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(영문) 서울중앙지방법원 2020.09.09 2020나17725
추심금
Text

1. The plaintiff's appeal and the claims added by this court are all dismissed.

2. The appeal costs shall be additionally claimed.

Reasons

1. Basic facts

A. The Plaintiff concluded a fire insurance contract with C on July 22, 2014 to July 22, 2015, setting the insurance coverage amount of KRW 300,000,000 for the instant building (hereinafter “instant building”).

B. F is a person who, under his/her name, completed the business registration of Car Parts E, and leases the second floor of the instant building from October 1, 2013 to September 30, 2015, and G is a person who actually operates an E factory located on the second floor of the instant building.

C. On December 9, 2014, G entered into a fire insurance contract with the Defendant on the second floor of the instant building, setting the insurance period from December 9, 2014 to December 9, 2019, with respect to which the specific coverage is as follows:

(hereinafter referred to as the “instant insurance contract”. The secured amount of fire liability (including explosion), liability (including explosion), 300,000,000 won for fire (including explosion) liability (including explosion) for damages of KRW 100,00,000 per person with serious, death and after-math disability (including explosion) (including explosion) for fire damage of KRW 200,000,000 for fire damage of KRW 200,000 (building) for fire damage of KRW 200,000 for fire damage of KRW 30,00,000 for fire damage of KRW 20,000 for fire damage of KRW 30,000 for fire damage of KRW 20,000 for fire damage of KRW 30,000 for fire damage of KRW 10,000 for fire of KRW 30,000 for fire damage of KRW 10,000 (movable property) for fire damage of KRW 300,000 for fire damage of KRW 1

D. G requested the I to remove the E plant, and at around 13:50 on June 11, 2015, a fire occurred in the course of performing the removal work by the I, and the factory was relocated and the fire was spread on the rooftop of the instant building and its surroundings.

(hereinafter “the instant fire accident”). E.

On September 24, 2015, the Plaintiff paid KRW 93,856,929 as insurance money for the instant fire accident according to the insurance contract concluded with C on September 24, 2015.

F. Around January 2016, the Plaintiff filed a lawsuit against F, G, H, I, etc. for the claim for reimbursement with the Seoul Central District Court 2016Da5015139, and the said court ordered F, G, and I to jointly pay to the Plaintiff KRW 46,928,464 and delay damages, and H.

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