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A defendant shall be punished by imprisonment for not more than ten months.
However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.
Reasons
Punishment of the crime
[2017 High Order 910] On June 7, 2016, the Defendant, at the office of the company called "C", which operated the loan brokerage business in Seoul located in B, requested a loan from the customer of the former D, but, on the ground that D's credit rating is low, D would obtain a loan under the victim's name and make D available for use once between D's friendship victim E, and later, made a contract to obtain a loan under the victim's name and repay D's debt again under the name of D, and had the victim arrange the loan of KRW 49 million over twice.
Since then, when the Defendant was subject to economic pressure due to Defendant’s personal debt, the Defendant made a false statement on June 22, 2016 that “I would pay the Defendant a loan to Na if I would pay the loan to Na, even if I would not have the intent or ability to repay the loan from the victim,” and that is, it would be 4,980,000 won from the victim’s account in the name of Han Bank of Korea (G) designated by the Defendant around June 22, 2016, and KRW 15,220,00 won from the same account around June 23, 2016, and continued to receive a loan from the victim on July 25, 2016.
In other words, at around 14:28 on July 25, 2016, the Defendant was transferred KRW 998,231 to the national bank account (H) in the name of the Defendant.
Accordingly, the Defendant, by deceiving the victim, acquired a total of KRW 20,998,231 on three occasions.
[2017 Highest 2580] The Defendant is a person who has worked as a credit consultant at the J in Seoul Special Metropolitan City, Nowon-gu, and the Defendant provided a loan counseling with the victim Knman on December 2, 2016, and the Defendant provided the victim with “A credit loan due to existing loans, but it is difficult to provide a guarantor with a new loan, and the amount of the loan plus the amount the victim intends to obtain a new loan from the guarantor, and repaid the victim’s existing loan with the loan with the guarantor. The Defendant provided a separate loan to the guarantor.