1. The plaintiff's main claim is dismissed.

2. The Defendant’s KRW 30,740,904 as well as the Plaintiff’s on March 11, 2016.

1. Basic facts

A. On September 19, 2007, the Defendant entered into an insurance contract between the Plaintiff and the insured and the beneficiary of the insurance proceeds out of death (hereinafter “instant insurance contract”). The main content of the instant insurance contract is to pay injury, death, disability, expenses for hospitalization of disease, etc. in the event of a specific insurance accident.

B. The instant insurance contract was modified on April 21, 2009 to B by the policyholder.

C. From July 22, 2008 to July 29, 2008, the Defendant received hospitalized treatment for 1,476 days through 81 times until January 21, 2015, as well as for 81,000 days, from Daviin Mae Mane Mane Mae Mane-Mane Manea.

(hereinafter “instant insurance accident.” As between August 1, 2008 and March 19, 2009, the Defendant received from the Plaintiff KRW 1,450,020, as a policyholder and beneficiary of the instant insurance contract between August 1, 2008 and March 19, 2009, respectively, as a beneficiary of the instant insurance contract between July 3, 2009 and December 30, 2014.

On December 23, 2004 and November 2, 2006, the Defendant concluded two insurance contracts with the Korea Life Insurance Co., Ltd. (hereinafter “Korea Life Insurance Co., Ltd.”) as insured by the Defendant. The Defendant received total insurance premium equivalent to KRW 101,728,824 from the Korea Life Insurance due to the instant insurance accident, etc.

E. The detailed details of the insurance contract between the defendant, the plaintiff and the Korea-Japan Life Insurance are as follows.

CI on December 23, 2004, 2009, cI on November 29, 2006, 9306, 63, 256,000 cI on November 22, 2006, 199, 587, 127, 163, 01, 202,81 in total,817, 228,891, 891, 835 [based on recognition] of the monthly insurance premium paid in September 51, 2007, cI on December 51, 2006, cI on December 23, 2004.