1. Defendants A, B, and C shall be punished by imprisonment for two years.

Suwon District Prosecutors' Office 2013No. 111.

Punishment of the crime

The Defendants, on the condition that they act as a broker for a loan to customers who are unable to borrow due to low credit rating, shall make a loan from KRW 50 million to KRW 50 million to KRW 500 million in advance under the name of credit guarantee contract fee, guarantee insurance premium, credit adjustment fee, business guarantee fee, etc., and shall make a public offering to distribute the loan at a certain rate after acquiring it by fraud.

Defendant

N play the role of operating and managing two offices as the total books of telephone fraud lending companies; Defendant A, the head of the primary loan office, the overall management of the primary loan office and customer personal information (one person: DB data); the role of sending letters; Defendant B, the head of the primary loan office, entered customer's personal information in the Internet R-based website and transferred customer information data to the secondary loan office; Defendant C, the team leader of the secondary loan office, takes charge of overall management of customer information, such as loan fraud counselor management, successful performance management, etc.; Defendant C, the team leader of the secondary loan office, takes charge of telephone solicitation (one person (one person): Defendant L, the primary loan office manager, and the primary loan office, and the primary loan office, Defendant B took charge of leading the bank employees to use the personal information in order to induce the bank employees to use the personal information.

On January 8, 2013, the Defendants sent text messages to the victim U using the “ telephone counseling manual” produced by the office in Suwon-si, Suwon-si, S, 201 and T, and the first floor of the office, and made a false statement to the effect that the Defendants sent the text messages to the victim U.S., who reported the text messages to the effect that “I would be possible to open the Mapo-si passbook,” and that the Defendant sent KRW 4 million to the victim by phone.”

However, the Defendants are true.