The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal (eight months of imprisonment) is too unreasonable.

2. The Defendant, while denying the crime at the lower court, voluntarily led to the confession of the crime at the trial.

There shall be no criminal records that have been punished in excess of a fine.

However, the crime of this case is not likely to be a crime committed in a systematic and planned manner by abusing the weak points of the employee loan system for house lease fund.

The degree of the defendant's participation in the crime is not easy.

The amount of damage has not been 80 million won and has not been able to recover the damage significantly.

In addition, considering the various circumstances that are conditions for sentencing, such as the defendant's age, character and conduct, environment, motive, means and consequence of the crime, the circumstances after the crime is committed, it is not recognized that the sentence of the court below is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.