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(영문) 의정부지방법원 2019.09.24 2018나214822
보험금
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The defendant.

Reasons

1. Basic facts

A. On July 9, 199, C, the husband of the Plaintiff, entered into the instant insurance contract with the Defendant on July 9, 199, with D insurance contract on July 9, 201 (hereinafter “instant insurance contract”) with the Plaintiff, the Plaintiff at the time of maturity, and the due date, July 9, 2019, etc.

The main contents of the instant insurance contract terms and conditions (hereinafter “instant terms and conditions”) are as follows.

Article 8 (Definition and Confirmation of Diseases) (1) The term "diseases" in this Agreement means cancer, thypha, 5 high-risk diseases, specific sexual diseases, pulmonary and urine diseases, gymology and gymnasium diseases, as follows:

3. The term "five high-risk diseases" means the following diseases, among cerebrovascular diseases, cardioscular diseases, high blood pressure diseases, inter-liver diseases, and thropical diseases:

(See Attached Table 7)

(a) The term "cerebrovascular disease" means a disease classified as a cerebrovascular disease in the Korean Standard Disease Classification;

또한, "뇌혈관질환"중 "뇌졸중(腦卒中)"이라 함은 한국표준질병 사인분류의 대뇌혈관질환 중에서 거미막하출혈, 뇌내출혈, 기타 비외상성 두개내출혈, 뇌경색(증), 대뇌경색(증)을 유발하지 않은 뇌전동맥 또는 대뇌동맥의 폐색 및 협착으로 분류되는 질병(분류번호 I60-I63, I65-I66)을 말합니다.

(b)"In the Korean Standard Disease Classification" means a disease (Classification No. 101-I02, I05-I09, I27, I30-I30-I52, I20-I25) classified as a heart disease;

In addition, the term "eclimatic eculation" of the heart disease refers to the disease classified as a acute eclimatic eculation among the heart diseases of the Korean Standard Disease Classification (I21-I23).

(c) the term "high blood pressure" means the Korean Standard Disease;

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