The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is too unreasonable that the penalty (two million won of a fine) imposed by the court below against the defendant is too unreasonable.

2. It is recognized that the Defendant recognized the instant crime and reflects his mistake, and that the Defendant had no previous conviction or more than the suspended sentence, and that the Defendant is currently in a state of de facto position as a disabled person, whose economic situation is insufficient due to her mother and her mother’s life.

However, the crime of this case is an offense that seriously infringes on the legislative intent of the Act on Registration of Credit Business and Protection of Finance Users with the aim of establishing sound financial transaction order and protecting debtors who lack economic capacity. The above favorable circumstances of the defendant are sufficiently reflected in sentencing and there is no new change in circumstances that may be followed by the judgment of the court below at the trial. In full view of all the circumstances, including the defendant's age, environment, occupation, family relationship, circumstances leading to the crime of this case, circumstances leading to the crime of this case, and circumstances after the crime, etc., the sentence of the court below against the defendant is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.