1. Revocation of the first instance judgment.

2. The plaintiff's claims against the defendants are all dismissed.

3. The total cost of the lawsuit.

1. The grounds for this part of the underlying facts are as stated in the reasoning of the judgment of the court of first instance, except for the following modifications, and therefore, they are cited by the main sentence of Article 420 of the Civil Procedure Act.

In the amendment, the part of the judgment of the first instance shall be amended to the "Seoul Gyeong-si I Japan" of 7 pages 3 of the judgment of the first instance.

At the bottom of five sides of the judgment of the first instance, up to four at the bottom of six sides from the fourth level, shall be revised as follows:

(A) The statement of Article 2 and the guarantee of the assumption of the obligation. (3) The assumption of the obligation is delivered by the lender with this letter of agreement and the basic terms and conditions of credit transactions, and the said letter of agreement and the said terms and conditions, and the assumption of the obligation, are confirmed to have been fully explained by the lender.

Article 3 (1) Where a cause for the borrower's default has occurred under a loan agreement, or where the lender has given written notice of the assumption of obligation to the borrower and the claimant on the occurrence of any of the following causes (in the case of subparagraphs 1, 4, 8, and 9, immediately after separate notice in the case of subparagraphs 1, 8, and 9), or where the obligor fails to perform the obligation, such as the completion of liability, etc. under Article 4 (1) of this Agreement without the acceptance or consent of the person assuming the obligation, the person assuming the obligation shall assume the obligation of the borrower under the loan agreement on the condition that it is unconditional and impossible to cancel, and the lender shall not have the right to defense of the highest and impossible inspection and the benefit of division:

The assumption of an obligation under this paragraph shall become effective naturally without any separate contract or declaration of intention between the parties to this Agreement.

8. Where the lender is deemed to have a significant and unfavorable change in the financial status, such as a request for rehabilitation or bankruptcy, and commencement of liquidation, etc., by the borrower or the assignee of the obligation, pursuant to the provisions of the Debtor Rehabilitation and Bankruptcy Act.