Defendant shall be punished by a fine of five million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

The Defendant is a person who runs a loan business under the trade name of “D” from Andong-si C and I.

1. Where a credit service provider that violates the Act on the Registration of Loan Business, etc. and the Protection of Financial Users lends a loan to an individual, the interest rate thereon shall not exceed 34.9/100 of the annual interest rate specified by Presidential Decree, which shall not exceed 27.9/100 per annum;

A. Nevertheless, on July 30, 2014, the Defendant loaned KRW 300,000,000 to the victim E on the condition that he/she would pay the principal amount of KRW 300,000 per month after four months, and paid KRW 3,000,000 per annum after deducting KRW 3,000,000,000 from advance interest, KRW 3,000,000,000,000 per annum. On October 1, 2014, the Defendant was paid interest at KRW 120,00 per annum on the condition that he/she would pay the principal amount of KRW 4,000,000 per month until the repayment and repayment of the principal amount of KRW 1 million.

B. Nevertheless, the Defendant, at the above D office around July 21, 2014, lent KRW 300,000,000,000,000 to the victim F, on condition that the principal shall be paid and paid each month until the principal shall be paid and paid at the D office around three months, and granted KRW 3,000,000,000,000,000,000,000,000 per annum after deducting the amount of 3,00,000,000,00

8. On the condition that interest of KRW 250,000 per month shall be paid for the principal and KRW 250,000,000,000,000,000 per month after two months from the 2-month period, and 2.250,000,000,000 per annum was paid after deducting 2.5,00,000,000 from

Accordingly, the defendant received interest from the victims in excess of the statutory interest rate.

2. A credit service provider or a credit service provider that violates the Fair Debt Collection Practices Act shall cause fear or apprehensions by repeatedly or at night calls or by delivering words, letters, sound, images, or other things to the debtor or his/her related persons without justifiable grounds;