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(영문) 대구지방법원경주지원 2019.01.22 2018가단11018
보험금
Text

All of the plaintiffs' claims against the defendant are dismissed.

The costs of lawsuit shall be borne by the plaintiffs.

Reasons

Basic Facts

The following facts may be acknowledged, either in dispute between the parties or in full view of the respective descriptions of Gap evidence Nos. 1, 2, 3, 4, 5, and Eul evidence Nos. 1 and 2 (including paper numbers) and the whole purport of the pleadings:

D On November 7, 2012, the Defendant entered into an insurance contract with E (hereinafter “E”) and paid the premium by March 27, 2017.

The main contents of the instant insurance contract are as follows.

1) Insurance policy holder and the insured: D2) Insurance period: From November 7, 2012 to November 7, 2066, 206: 30,000 won for cancer diagnosis expenses, 40,000 won for cancer diagnosis expenses other than small cancer, and 10,000,000 won for disease death insurance proceeds, etc.

B. D terminated the instant insurance contract on March 28, 2017, and paid the insurance premium through an insurance solicitor F, on March 31, 2017, via the Defendant and the G (hereinafter “new insurance”).

The main contents of the new insurance contract shall be as follows:

1) Insurance policy holder and the insured: D2) Insurance period: From March 31, 2017 to March 31, 206, 206: Matters of guarantee of statutory heir 4: 20,000 won for cancer diagnosis expenses, 50,000,000 won for cancer diagnosis expenses, other than small cancer, and 50,000,000 won for cancer death, and 50,000,000 won for cancer death, and 90 days from the date of purchase of the insurance policy, the insurance money shall not be paid if the insurance money is diagnosed with cancer other than skin cancer, i.e., i., e., f., f., f., f., f., per

C. D was diagnosed on May 8, 2017 as a cell cancer.

D A around May 16, 2017, the Defendant claimed insurance money such as cancer diagnosis costs to the Defendant, but the Defendant refused to pay the insurance money on the ground that the Defendant agreed not to compensate for the occurrence of cancer within 90 days after the date of concluding a new insurance contract.

On June 29, 2017, D filed a civil petition claiming the restoration of the insurance contract of this case terminated with the Financial Supervisory Service, and the civil petition claiming the insurance money was transferred to the Defendant on June 30, 2017.

E. D died on October 23, 2017.

D-.

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