Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. Forgery of private documents and the display of private documents;

A. On January 4, 2011, the Defendant: (a) on the part of Smarket (construction Machinery) located adjacent to an elementary school located adjacent to Ansan-si (hereinafter “ASP”); (b) on the part of the applicant, the Defendant indicated “D, Ea 102-506, F” in the description of the loan terms and conditions in the column of “D, Ea 102-50,000, 23.9%, 36 months, D; and (c) in the column of “B07, G, loan receipt and automatic transfer” in the column of “D,” each proxy letter, card settlement consent, personal credit information inquiry and personal credit information collection consent, personal credit information provision and utilization of personal credit information,” and affixed a seal on the column of D’s “D, D” in the column of the loan terms and conditions; and

Accordingly, for the purpose of exercising, the defendant prepared a copy of the automobile loan agreement in the name of D, a private document on the rights and obligations.

B. On January 4, 2011, the Defendant stated “D” in Smarket event that is adjacent to an elementary school located in Ansan-si, the document of a monetary loan agreement on the said loan agreement, a promissory note delegation column, and marked D’s seal.

Accordingly, for the purpose of uttering, the defendant prepared a letter of delegation in the name of a private document D, which is a private document on rights and obligations.

C. The Defendant, at the above time and at the same place, delivered a forged motor vehicle loan agreement and power of attorney to the J, an employee of the International Motor Vehicle Trading Company, who is an employee of the International Motor Vehicle Trading Company, who is aware of the forgery, as if they were duly formed.

2. Around January 4, 2011, the Defendant made a false statement to the Smarket event held by the said J that “In purchasing the franchise under the name of Nam-si, the husband was absent and was delegated with all necessary documents for the transfer of the loan and name.”

A male on the same day's name is a telephone call to K who is a counselor of Aju Capital Co., Ltd.