The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is too unreasonable that the sentence imposed by the court below on the defendant (one year of imprisonment) is too unreasonable.

2. The judgment of the court below is divided into and against the victim's mistake; the defendant appears to have paid the victim F with money exceeding the principal borrowed from the victim's F while continuously engaging in monetary transactions through each of the crimes of this case; the victim D also has been paid KRW 110 million; the defendant borrowed money from the victims to maintain the insurance contract he has kept in custody for a long period of time; there are circumstances that may be somewhat considering the motive and circumstance of each of the crimes of this case; the defendant agreed with D from the victims; the defendant only agreed to the victim with D; the defendant violated the Act on Special Cases Concerning the Settlement of Traffic Accidents by around 195; the defendant has no other history of crime except for the victim's 300,000 won; the defendant appears to have been unable to meet the health conditions of the victim; there are no possibility that he would suffer damage from the victim's personality and behavior or considerable damage from each of the crimes of this case; the defendant would not have been able to receive compensation from the victim's own funds and the records.