A fine of KRW 2,00,00 for the crime No. 2 in the holding, respectively, shall be punished by imprisonment with prison labor for the crime No. 1 in the judgment of the defendant.

Punishment of the crime

On December 6, 2013, the Defendant was sentenced to a suspended sentence of two years for a year of imprisonment due to the alteration of official documents at the Incheon District Court on December 6, 2013, and the said judgment became final and conclusive on December 14, 2013.

1. [Attachment 2015 Highest 4748] The structure of the crime of fraud of lending money for lease of house for false workers is operating the system of lending money for lease of house for workers with interest rate lower than the market interest rate if the National Housing Fund applies for a loan with documents related to employment, such as a certificate of employment and a detailed statement of wages, without any special security, to stabilize the residence of homeless workers with financial resources from the National Housing Fund.

그러나 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee and made a false lease contract with the lessee, and the false lessee submitted documents related to employment-related documents and the written contract for the lease of house to the financial institution as above, and applied for the lease of house to the employee while submitting the written contract for the lease of house to the financial institution. If the request for confirmation of the actual contract for the lease of house enters into by the financial institution, the lessor who is obligated to engage in the lease of house was aware of the actual contract for the lease of house, while performing his/her duties, he/she applied for the lease of house and received the loan for the loan of the employee to divide the loan into the loan.

The Defendant, as a bromoer, obtained a loan of the employee deposit money by the above method, together with a false lessee C, a false lessor D, other bromoer E, F, etc., and divided it.