1. The Defendant shall pay to the Plaintiff KRW 86,94,865 and KRW 31,748,427 among them, 15% per annum from May 18, 2018 to the date of full payment.

1. Facts of recognition;

A. On August 23, 2004, the Defendant: (a) around 2004, at the interest rate of KRW 37,019,263,00 per annum; (b) at the interest rate of less than 6% per annum; (c) at the overdue interest rate of less than 3 months; and (d) at the overdue interest date of loan and at the time of default, at the rate of 11% per annum;

B. After doing so, the Defendant lost the benefit of time due to failure to properly implement repayment of the principal and interest, and as of May 17, 2018, the above principal and interest of interest that were not paid as of May 17, 2018 are the sum of 86,94,865 won (= Principal and interest of KRW 31,748,427, interest of KRW 55,246,4

C. Meanwhile, on January 26, 2018, Korea-Japan Financial Co., Ltd. transferred the above claim to the Plaintiff, and on May 3, 2018, notified the Defendant of the transfer.

【Reason for Recognition】 Each entry of evidence Nos. 1 through 7, and the purport of the whole pleadings

2. According to the facts of the above recognition, the Defendant is obligated to pay to the Plaintiff, a transferee of the claim, the amount of KRW 86,94,865 as well as the principal amount of KRW 31,748,427 at the rate of 17% per annum, which is the agreed damages for delay, from May 18, 2018 to the date of full payment.

3. The plaintiff's claim of this case is justified.