1. The defendant shall pay to the plaintiff KRW 24,561,151 and KRW 23,882,715 among them, per annum from September 8, 2015 to the date of full payment.

The defendant is the plaintiff's credit card holder, as of September 7, 2015, the card price that the defendant unpaid to the plaintiff is the principal of 23,882,715 won, interest of 648,583 won, delay damages of 29,853 won, and the contract delay damages rate applied to delay by the credit card holder is 29.9% per annum and the purport of the whole argument is acknowledged.

Thus, the defendant is obligated to pay to the plaintiff the amount of 24,561,151 won ( principal 23,882,715 won with interest of 648,583 won with interest of 29,853 won) and damages for delay calculated by the rate of 29.9% per annum, which is the rate of delayed damages from September 8, 2015 to the date of full payment, from September 8, 2015, with interest of 23,882,715 won with interest of 24,882,715 won with interest of 648,583 won with interest of 29,853