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The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On July 10, 2009, the Plaintiff and the Defendant entered into an insurance contract with D (hereinafter “D”) on August 24, 201 with respect to the insured as the legal beneficiary upon the death of the deceased and the insured, and the “E” (hereinafter “E insurance contract”) on August 24, 201, respectively.
B. According to each of the insurance contracts of this case, upon the death of the insured, the defendant shall pay insurance money of KRW 180 million in total ( KRW 100 million in the insurance contract of this case, and KRW 80 million in total in the insurance contract of this case).
[General Terms and Conditions] Article 14 (Compensation for Damages) ① The Company shall exclude the insured person from physical assistive devices, such as number, doubt, bill, and bill, due to an external accident which may rapidly and rapidly occur during the insurance period.
If the person suffered the injury, it shall be compensated for the damage caused by the injury in accordance with Chapters 1 and 2.
§ 15 (Non-Compensation for Loss) ① The Company shall not pay for any loss arising out of the following causes:
Intention of the insured
6. The amount of insurance coverage shall be paid to the beneficiary as the insurance proceeds of death when the insured worker suffered bodily injury due to an accident as prescribed in Article 14 (Compensation for Damage) and dies within two years from the date of the accident as a direct result of the accident;
(c)
The relevant provisions of the terms and conditions incorporated into the content of the instant 1 insurance contract are as follows.
(d)
The relevant provisions of the terms and conditions incorporated into the content of the instant 2 insurance contract are as follows.
[General Terms and Conditions] Article 15 (Types of Insurance Payments and Grounds for Payment of Insurance Payments) The Company shall pay to the insured (persons subject to insurance) the insurance proceeds agreed upon to the beneficiary (persons subject to insurance) when any of the following events occurs:
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