1. The Defendant’s KRW 44,278,209 and KRW 41,138,201 among the Plaintiff and KRW 15% per annum from September 26, 2011 to November 30, 2012.

On May 15, 2009, the Plaintiff entered into a credit guarantee agreement with the Defendant and issued a credit guarantee agreement to obtain a loan of KRW 50,000,000 from NFF.

On September 8, 2011, the defendant caused a credit guarantee accident due to bad processing, and the plaintiff subrogated to NFFFF on September 26, 201 50,338,575 won.

After that, the plaintiff collected KRW 9,200,374 from the defendant and appropriated the principal for the principal, and the principal amount is KRW 41,138,201, and the final damages for the recovered principal amount are KRW 3,140,008.

(C) Facts that there is no dispute, Gap 1 through 4). The defendant, at the time of a credit guarantee agreement, has obtained authorization for the repayment plan in the individual rehabilitation procedure by the representative of the defendant and Eul, a joint guarantor, and the defendant's assertion to the effect that the situation is closed, but the above circumstance does not affect the claim of this case against

Therefore, the Defendant is obligated to pay to the Plaintiff the principal of KRW 44,278,209 ( KRW 41,138,201 KRW 3,140,008) and delay damages for KRW 41,138,201.