The defendant shall publicly announce the summary of the judgment against the defendant not guilty.

The Defendant, from around April 2002, operated an official book room with C from around April 2008, and operated a Da Private Teaching Institute.

On September 11, 2006, the Defendant used 4,940,000 won loan from the National Bank, and 5,030,000 won loan from the New Bank on September 15, 2006, and received 15,000,000 won loan from Hyundai Capital Capital to the vehicle purchase name on August 6, 2007, and received 30,000,000 won loan from Maman E on January 24, 2008, and received 8,00,000 won loan from the National Card on November 3, 2008, and received 8,00,000 won loan from 10,000 won from the 88 financial institutions on December 31, 2009.

On the other hand, on January 2008, the Defendant’s revenue was KRW 1,068,00 won and KRW 1,730,000 won and KRW 1,7740,000 were less than KRW 1,586,00,000, and on July 2008, the Defendant’s revenue was recorded in KRW 1,5860,000 and KRW 5,120,000 for KRW 1,00 for each month.

In this situation, the Defendant had the victim G (the age of 45) who operates the F Schlage in the same Donge with intent to acquire money in the name of the borrowed money or apartment sale price, etc.

1. Fraud of loans;

A. On September 16, 2006, the Defendant: (a) borrowed money from other persons due to the enemy’s operation and repayment of loans, etc., the Defendant made a false statement stating that “If there is any surplus funds in a more need, 20 million won will be lent; (b) if the money is lent, the Defendant would substitute the interest of the money for the expenses of a private teaching institute; and (c) thereby, acquired it by transfer from the victim to the Defendant’s husband’s account under the Defendant’s husband’s name.”

B. On April 1, 2009, the victim was urgently used by the FFus.