1. The Defendants jointly and severally pay KRW 48,512,01 to the Plaintiff.

2. The costs of lawsuit are assessed against the Defendants.

3...

1. Facts of recognition;

A. From the Plaintiff Hyundai Savings Bank, on November 20, 2017, the trade name was changed from the Plaintiff Hyundai Savings Bank to the Plaintiff Yujin Savings Bank. On July 31, 2012, the agreement on KRW 214,00,000 was set forth and lent to the Defendant A at 9.75% per annum, 25% per annum, 25% per annum, and 31 July 2013 due date, and the Defendant B guaranteed the Defendant’s debt owed to the Plaintiff.

B. Defendant A was unable to repay the above loan by the maturity date, and the Plaintiff’s repayment of KRW 218,96,789 to Defendant A in the Suwon District Court C real estate auction procedure is KRW 48,512,01.

[Ground of recognition] Unsatisfy, entry of Gap evidence 1 to 3 (including branch numbers for those with a satisfy number), the purport of the whole pleadings

2. According to the above facts of determination as to the cause of the claim, the Defendants are jointly and severally liable to pay the Plaintiff the balance of the principal and interest of loan 48,512,011.

3. Thus, the plaintiff's claim against the defendants is justified and all of them are accepted. It is so decided as per Disposition.