The judgment of the court below is reversed.

A defendant shall be punished by imprisonment for not more than ten months.

However, for a period of two years from the date this judgment becomes final and conclusive.

1. The decision of the court below on the summary of the grounds for appeal is too unreasonable.

2. The crime of this case is deemed to have been committed on 27 occasions over a two-year basis with interest of 123.3% to 23.3% per annum. This is a serious violation of the legislative intent of the Act on Registration of Credit Business, etc. and Protection of Finance Users for the purpose of establishing a sound financial order and protecting weak economic power, and requires strict punishment. The defendant was sentenced to a fine of 3 million won on May 29, 2012, and a fine of 1.5 million won on June 15, 2012. The defendant was deemed to have been committed three times after being punished as above, but it is recognized that the defendant was committed on 123.3% per annum, and the interest rate was paid from 123.3% per annum. It appears to have been led to a confession of the crime of this case, and that the defendant was committed on her wrong basis through detention for a two-month period, and that the defendant was given a deposit of the debtor, debtor, debtor, debtor, and debtor, and the debtor, and the debtor, QJ.

3. The judgment below is reversed in accordance with Article 364(6) of the Criminal Procedure Act as the defendant's appeal is well-grounded, and the following decision is rendered after pleading.

Criminal facts

The summary of the facts charged and the summary of the evidence admitted by this court is as follows: “AH” in 6,17 No. 5 of the judgment of the court below as “T,” and “AH” in 15.