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1. All of the plaintiff's claims are dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
Basic Facts
The Plaintiff entered into each of the instant insurance contracts between the Plaintiff and the Defendant, and the Plaintiff entered into each of the instant insurance contracts with the Defendant, on April 26, 2002, the insurance contracts listed in paragraph (3) of the attached Table No. 3, on April 28, 2004, the insurance contracts listed in paragraph (1) of the attached Table No. 1, on November 28, 2006, and the insurance contracts listed in paragraph (2) of the attached Table No. 2, on November 30, 2009, respectively.
(2) The Defendant received KRW 1,050,000 per hospitalization day from the Plaintiff as insurance money due to a traffic injury accident that occurred on October 18, 2009 and received KRW 32,236,041 in total from the Plaintiff due to a disease or injury that occurred until July 12, 2016 (i.e., medical expenses of KRW 9,50,500 per hospitalization day, KRW 800,000 per hospitalization day, KRW 7,500,000 per hospitalization day, KRW 7,50,000 per hospitalization day, KRW 9,50,000 per hospitalization day, KRW 973,766) as insurance money under each insurance contract.
On February 19, 2001, the defendant concluded a comprehensive health insurance contract with the post office and the insured as of February 19, 2001.
On September 7, 2001, the Defendant concluded an insurance contract with D Co., Ltd. (hereinafter “D”) and the insured amounting to 37,200 won for the Defendant and monthly insurance premium. The above insurance contract includes security payment of 10,000 won per day of hospitalization when the insured is hospitalized.
On December 14, 2005, the Defendant concluded an insurance contract with F Co., Ltd. (hereinafter referred to as “F”) and the insured amounting to KRW 75,600,000 for monthly insurance premium. The above insurance contract includes security items that each of the insured amounting to KRW 60,000 per day of hospitalization when the insured is hospitalized due to disease, and KRW 50,000 per day of hospitalization when the insured amount is hospitalized due to injury.
The defendant is called G Co., Ltd. on December 22, 2009 (hereinafter referred to as "G").