Defendant shall be punished by a fine of KRW 300,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. On December 2, 2016, the Defendant embezzled, on his own initiative, a national bank credit card (C) lost by the victim B in front of the bus stops located in the Daegu-gu Seoul Metropolitan Government Information High School, and did not take necessary procedures, such as acquiring the credit card of the national bank (C) from which the victim B lost at the bus stops located in the front of the Daegu-gu Women Information High School, and returning it to the victim.

2. On January 13, 2017, the Defendant violated the Act on Financial Business Specializing in Fraud and Credit Business: (a) around 15:59, the Defendant: (b) obtained and lost financial benefits equivalent to the above amount by taking in the E-owned bus bus bus bus stops located in Daegu Suwon-gu, Daegu-gu, for the sum of KRW 11,250,00 in total nine times from the payment of bus charges, as indicated in the list of crimes attached to the crime list, by suggesting that he/she was a legitimate holder of the Defendant’s credit card bank in B, which he/she acquired as described in paragraph (1), as his/her name-free bus driver, and paying KRW 1,250 of the bus charges, by deceiving the victim as the legitimate holder; and (c) making a payment of the bus charges.

3. On January 25, 2017, the Defendant: (a) received B’s national bank credit cards, as described in paragraph (1), and sought a short-term credit card loan of KRW 500,000,00, in a cash payment period that is managed by the injured party at the salary-dong branch of the victim Daegu-dong, Daegu-dong, Daegu-dong, Daegu-dong; and (b) sought a short-term credit card loan of KRW 500,000,00,000. However, the Defendant refused to obtain

Accordingly, the Defendant attempted to steal 50,000 won in cash owned by the victim, but attempted to do so.

Summary of Evidence

1. Statement by the defendant in court;

1. B written statements;

1. Application of Acts and subordinate statutes governing internal investigation reports, a detailed statement of use of transportation cards, and KB National Card Transmission letters;

1. Article 360(1) of the Criminal Act applicable to the crime, Article 360(1) of the option of punishment (the embezzlement of possession) of the Criminal Act, Article 347(1) of the Criminal Act (the fraud point) of the Criminal Act, and Article 70 of the Act on Financial Business Specializing in Credit.