1. The Defendant’s KRW 88,255,00 for the Plaintiff and the following: 5% per annum from April 27, 2016 to October 16, 2018.

1. Facts of recognition;

A. On August 2014, the Plaintiff graduated from the Department of Art (Rescriptive) at C University graduate, and completed the registration of transfer of ownership with respect to Dtel E (hereinafter “Plaintiff’s Office”) in Seo-gu Incheon, Seo-gu, Incheon (hereinafter “instant Office”). From 2009 to 2015, the Plaintiff was a new author who opened the first individual unit from January 2015.

B. The Defendant, on January 16, 2009, entered into an insurance contract with the insured F during the insurance period from January 16, 2009 to January 16, 2079, with the term “G” as the insurance period. The Defendant, under the above insurance contract, secured the legal liability to compensate for damages to another person’s physical disability or property due to a sudden accident due to the ownership, use, or management of a house as stated in the insurance policy used by the insured for residential purpose and the insured’s daily life (excluding the possession, use, and management of non-housing property).

(hereinafter “instant insurance”). Around December 2015, the insured F was an owner who completed the registration of ownership transfer for Hho, a household of the Plaintiff’s house, the immediate upper floor of the Plaintiff’s house (hereinafter “instant H”), and was residing therein.

C. Around January 20, 2016, when the water leakage accident in this case occurred, pipes installed in the rooms within the H of this case were cut off, and a large quantity of heating water was leaked. The leaked water was turned out by the Plaintiff’s house head and the wall, walls, floors, furnitures such as a small wave, etc., and other household tools, etc., which are all of the Plaintiff’s house head and walls, and the walls and floors of the Plaintiff’s house, and other household units, etc., which are located in the Plaintiff’s house, shall be milched (in the case of the above losses, I Co., Ltd. paid KRW 18,93,916 according to the insurance subscribed in the instant officetel), and the list of the Plaintiff’s attached sheet kept in the Plaintiff’s house.