A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.

Punishment of the crime

1. A person who intends to engage in loan business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business, and where an unregistered credit service provider grants a loan, the interest rate shall not exceed 25 percent

A. On May 20, 2015, the Defendant loaned KRW 67,9550,000 to D in total seven times as in the attached Table 1 of the Crimes List 2015, a total of KRW 67,955,00,00,000 to D and operated a side business without registering its business, in the case of “E”, where the Defendant received 5% interest per month from D and the principal was repaid after one month. The Defendant loaned 9,50,000,000 won from D and paid 5% interest per month.

B. On May 25, 2015, the Defendant: (a) received interest from 5% per month in the “G” clothing store located in the Gu, Si, America; (b) borrowed 7.6 million won after deducting 400,000 won from advance interest from 40,000 won to H; and (c) lent 26.1 million won in total four times as in the attached Table 2 of Crimes List 2; and (d) received a total of KRW 25.7 million (7% per annum); and (e) received a loan business registration without registering the loan business, and (e) paid interest exceeding the limited interest rate.

(c)

On May 26, 2015, the Defendant was to receive interest of 10% per month from the mutual influence house in the Gu, Si, American, and American, until principal is repaid, and loaned 9 million won after deducting 1 million won interest from I on June 25, 2015, and received interest of 1 million won per annum (120% per annum) from I on June 25, 2015, and paid 202 million interest per annum 3 as shown in the attached Table 3 of the List of Crimes.

(d)

On July 1, 2015, the Defendant paid interest of 10% per month to the JJ until principal is repaid, and lent 15,300,000 won after deducting 1.7 million won from the J to the J.