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(영문) 수원지방법원안산지원 2015.01.15 2014가합21127
채무부존재확인
Text

1. With respect to the accident described in attached Form 1, the plaintiff (a counterclaim defendant) based on the insurance contract mentioned in attached Form 2.

Reasons

A principal lawsuit and a counterclaim shall be deemed to be combined.

1. Facts of recognition;

A. The Plaintiff entered into an insurance contract (hereinafter “instant contract”) with the Defendant as indicated in attached Form 1, which is “the insured, the Defendant, the insurance period from March 7, 2013 to March 7, 2014, 100, 200, 2000, 1000, 2000, 1000, 200, 100,0000, 100,000,000, 200,000, 200,000,000, 200,000,000, 200,00,00,000, 25,480,00,000,” as to the instant vehicle (hereinafter “instant contract”).

B. Of the terms and conditions of the instant contract (hereinafter “instant terms and conditions”), the relevant contents are as follows [10] Liability (personal compensation I, personal compensation II, and personal compensation)

1.(1) An insurance company shall compensate for any loss sustained by the insured as a result of an accident of the insured motor vehicle which occurred during the possession, use or management of the insured motor vehicle, in case where the insured has killed or injured any other person, or has removed or damaged any other property;

However, the personal compensation I shall be liable for the automobile damage under the Guarantee of Automobile Accident Compensation Act.

[11] Personal bodily accident

1. (1) An insurance company shall be bound to compensate for any loss incurred by the insured when the insured dies or is injured due to an accident of the insured motor vehicle occurring during the possession, use, or management of the insured motor vehicle;

[13] Loss of self-vehicle

1.(1) An insurance company shall indemnify the insured for any loss directly incurred to the insured motor vehicle due to the following accidents while it owns, uses, and manages the insured motor vehicle:

In this case, parts and accessories attached or stored in the insured motor vehicle are part of the insured motor vehicle.

However, those which are not normally attached or stored shall be stated in the insurance policy.

(2) Fire, explosion, lightning, and ion.

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