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A defendant shall be punished by imprisonment for one year.
Reasons
Punishment of the crime
1. Around 09:00 on January 26, 2013, the Defendant’s joint and several surety fraud concluded that, within the Defendant’s Eststa car parked in the street near the victim D’s house located in the 3 201 Dong 3 201 Dong, Busan Metropolitan City, the Defendant would not incur any damage to the Defendant, a workplace partner, with the payment of the loan obligations without the monthly mold if he/she becomes a joint and several surety.
However, there is little property value because the right to collateral security equivalent to the maximum debt amount of KRW 117 million in the F building 202, 200,000, which is the actual only property owned by the Defendant at the time, is established, which is the value of the property owned by the Defendant at the time. The existing debt amount is more than the maximum debt amount of KRW 50,000,000,000,000, which is the personal credit of the Defendant, and the victim cannot receive a loan more than the credit of the Defendant, and eventually, the victim is required to obtain a loan as a joint guarantor, and is thought to have been used as debt repayment or entertainment expenses incurred by stock investment.
Nevertheless, at around 08:30 on January 28, 2013, the Defendant, by deceiving the victim as above, filed an application for a loan with the Internet on the PC located in the city of Busan, Dong-gu, Busan, and then, on January 28, 2013, at the office of the Busan, Dong-gu, Busan, Dong-gu, 1473 on January 28, 2013, the Defendant made the Defendant prepare documents related to the loan of KRW 15 million from the Smart Savings Bank as a joint guarantor in obtaining a loan of KRW 15 million from the Smart Savings Bank as a joint guarantor, and made the victim obtain a loan of KRW 15 million from the said Smart Savings Bank and bear a loan of KRW 15 million on the above 15 million.
In addition, the Defendant, as described in the attached list of crimes (1) as shown in the attached list of crimes, is equivalent to KRW 44 million in total between 10:00 and 10:00 on January 28, 2013 to 10:00 on June 3, 2013.