A defendant shall be punished by imprisonment for two years.

Punishment of the crime

Defendant 2014 Go-Ma495 (one name F), G (one name H), I (one name J), K (one name L), M (one name N), etc. collected loans from financial institutions as if the applicant entered into an apartment lease contract and paid the deposit for the lease on a deposit basis, Defendant 205 (one name F), etc., followed the so-called "work loan" that takes out loans from financial institutions as security after forging the lease on a deposit basis as if the applicant entered into an apartment lease contract and paid the deposit for the lease on a deposit basis.

As a general manager of the above work loan, G manages the entire process of the work loan, such as the collection of information about apartment and owner, and the defendant, the defendant, the defendant, and the K agreed to share the roles of ownership of real estate, the conflict between the real estate office and the financial institution, the receipt of loan application and loan, M, the Internet advertisement and the consultation of loan applicants.

1. The fact that the applicant’s O-related crime - fraud, fabrication of private documents, and uttering of a falsified investigation document, G, M, etc. was defective through the Internet that theO did not have concluded a pre-sale contract on the apartment owned by P, but theO conspireds to obtain a loan from a financial institution as security by forging the pre-sale contract, etc. as if the pre-sale contract was concluded and the pre-sale deposit was paid on the apartment owned by P. A.

In collusion with G, M, etc. on August 8, 2013, the Defendant forged private documents at the O's office located in the Changnam Changwon on the apartment charter site, and the Defendant stated in the column for the address of the lessor of the apartment charter site, "S," "R, telephone number column," "P," and affixed the seal of P, who was dismissed in advance to P's name, and affixed the seal on the same day at the office of U real estate real estate agent in the counter of the city of Changwon-si, Seoul, Seoul, and the Defendant as the lessor, at the office of U.S. Licensed Real Estate Agent, located in the counter of the city of Changwon-si, Seoul, in the area of the apartment charter site.