1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Basic Facts

The relevant Plaintiff and Defendant C Co., Ltd. (hereinafter “Defendant Co., Ltd.”) are companies running respective non-life insurance business.

Defendant B is a person who operates a factory producing plastic products (hereinafter referred to as “E factory building”) by leasing a building of 777 square meters of the total floor area of 4-dong of the steel framed located in Kimpo-si, Kimpo-si with the trade name of “E” and processing waste synthetic resin by using voltages, etc. with the trade name of “E.”

On March 24, 2015, the Plaintiff entered into a fire insurance contract with F as follows with the object of “G” for the use of “G” adjacent to the E plant building (hereinafter “damage plant building”).

I F F FJ H H H H H H L O No P Insurance Coverage B insurance period from December 15, 2016 to December 15, 2026, 2016, the insurance coverage amount of the E Security Information Subscription Guarantee (payment Terms) insurance policy in Kimpo-si, Kimpo-si, Kimpo-si, the location of Kimpo-si, entered into a contract with Defendant B with the following terms and conditions within the limit of the insurance coverage amount of damages caused by fire, explosion, fire or explosion, or by causing damage to another person or by bearing legal liability for the property of another person (one accident).

On November 20, 2017, a fire occurred in E-factory buildings around 02:56 on November 20, 2017, and the outer walls of the damaged factory were burned due to the fire.

(hereinafter referred to as “the instant fire”). The fire site investigation report in the investigation of the instant fire in the Kimpo-fire fighting site, “E may enter a chemical substance in the process of manufacturing a product by melting the waste vinyl, but the chemical probability is very low, and electric factors may not be excluded, but the possibility of fire can not be ruled out.