The defendant shall be innocent.

1. The summary of the facts charged is the owner who purchased a building C, 508 dong-dong, Yongsan-gu, Yongsan-gu, and the victim D is the lessee of the above apartment.

On July 12, 2011, the Defendant concluded a lease agreement with the victim at the E Licensed Real Estate Agent Office located in the above C Building Complex No. 2, 104, and said apartment complex with the victim, and the Defendant stated that “The amount of the loan principal of KRW 673,90,000 is less than 60%, and there is no problem of KRW 200,000,000.”

However, on January 8, 2007, F apartment owned by the defendant living together, the mortgage amount of KRW 64,00,000 is set at KRW 325,00,000,000 as joint collateral with G land owned by the defendant, and KRW 400,000 on April 2, 2012. Since the mortgage amount of KRW 300,000 is set at KRW 50,000 on G land owned by the defendant, the defendant thought that the above apartment was purchased out of the bank and the deposit with KRW 05,00,00 on a deposit basis with KRW 10,00,00 on a total amount of KRW 60,00,00,000 on 70,000,000 on 00,000,000,000 on the loan and the maximum amount of debt amount shall be set at 00,000,000,000 won after the transfer registration under the name of the defendant.