1. The Defendants jointly and severally against the Plaintiff KRW 182,201,087 and KRW 50,000,000 among them, Defendant A Co., Ltd.

1. Comprehensively taking account of the overall purport of arguments set forth in Gap evidence Nos. 1 through 4, the Industrial Bank of Korea extended money to defendant A Co., Ltd. (hereinafter "the defendant Co., Ltd.") on June 8, 2005 and extended money on April 26, 2006 to several occasions under the joint and several guarantee of defendant B and 30 million won, and concluded an agreement on the use of credit cards with the defendant Co., Ltd (hereinafter "the above claims") under the joint and several guarantee of the defendant B, and the defendant Co., Ltd lost its interest on the above claims due to the suspension of transactions or default on July 6, 2006, and claims such as the loans of this case were transferred to the defendant Co., Ltd. 2, Ltd. from the Industrial Bank of Korea on December 6, 2006 to the defendant Co., Ltd. 1, 2016 to the defendant Co., Ltd., Ltd. 1, 2006, respectively, to the defendant Co., Ltd. 2016.

2. Determination as to Defendant B’s assertion

A. Defendant B did not receive the notification of the assignment of claims. Thus, the Plaintiff asserts that the said Defendant cannot oppose the said assignment of claims on the grounds of the said assignment of claims.