1. The Defendants are jointly and severally liable to the Plaintiff for KRW 160,283,782 as well as KRW 80,000,000 among them, from November 7, 2015.

1. Since there is no dispute between the parties as to the facts as to the cause of the claim stated in the separate agreement on credit transaction in this case, Defendant A, the principal debtor of the loan agreement in this case, is obligated to pay to the Plaintiff 160,283,782 won in addition to the agreed delay interest rate of 16% per annum from November 7, 2015 to the date of full payment, the agreed delay interest rate of 4,97,858 won in addition to the agreed delay interest rate of 24.5% per annum from November 7, 2015 to the date of full payment.

2. Determination as to the claim against the defendant B (the indication of the claim) is as shown in the attached Form No. 1.

[Ground of recognition] Service by public notice (Article 208(3)3 of the Civil Procedure Act) (Article 208(3)3 of the Civil Procedure Act)

3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.