Defendant shall be punished by a fine of KRW 2,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

In using and managing a means of access, no one may lend the means of access while receiving, demanding or promising compensation, unless otherwise specifically provided for in any other Act.

Nevertheless, the Defendant, at around 13:30 on November 17, 2018, extended a loan to KRW 1.5 million from a person who was unaware of the name who referred to as “D agency for an individual loan enterprise” at the office located in Gangseo-si B, Gangnam-si, and the Defendant.

To make a loan, it is necessary to create a transaction performance and send a physical card.

“I hear the horses, send a physical card connected to the E-bank account (F) under the name of the Defendant through a phone to the head of Sungnam-si designated by the person who was not entitled to receive the card, and notify the password by telephone.

As a result, the Defendant promised to provide a means of access in return for an intangible expectation interest that can receive future loans, and lent it to a person who has not been named.

Summary of Evidence

1. Defendant's legal statement;

1. The police statement concerning G;

1. Application of Acts and subordinate statutes for transfer certificate;

1. Relevant Article 49 (4) 2 and Article 6 (3) 2 of the Electronic Financial Transactions Act concerning facts constituting an offense;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;