A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

Punishment of the crime

Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and where any unregistered credit service provider, etc. lends a loan to an individual, the interest rate shall

Nevertheless, the Defendant, without registering a credit business on June 10, 201, reported to the name “D” at the “C” store located in Seongbuk-gu, Changwon-si, Changwon-si, and loaned KRW 7 million to E with a loan of KRW 6.5 million after deducting KRW 3,500,000 in the name of the fee, and received KRW 9.1 million in total for 65 days each day by 1.4 million as shown in the attached list of crimes in the attached list of crimes, and loaned KRW 16 million over 14 times in total and received the interest of KRW 304% in total and KRW 368% in total.

Accordingly, the defendant operated unregistered credit business and violated the interest rate limit.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. Details of deposit transactions, and employment cards prepared in E (the details of repayment of loans);

1. Application of Acts and subordinate statutes on investigation reporting;

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of Imprisonment;

2. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

3. Suspension of execution under Article 62 (1) of the Criminal Act (see, e.g., that confessions and reflects each of the crimes in this case, that there is no record of punishment for the same kind of crime, and that there is no record of punishment exceeding