A defendant shall be punished by imprisonment for a term of one year and two months.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

In using and managing the means of access, no person of "2019 Highest 4785" shall be allowed to engage in any act of borrowing or lending means of access while demanding, demanding or promising compensation, unless otherwise expressly provided for in other Acts.

Nevertheless, while the Defendant was aware of a loan through the Internet in a non-registered place in June 2018, the Defendant received a proposal from a name-free person to the effect that “if the account is transferred, the credit rating will be set up and then the loan will be paid for six months each month in six hundred thousand won per account,” and then accepted it. At the time of the call-gu of Gangnam-gu, Gangnam-gu, Gangnam-gu, Seoul, Kwikset service staff, through Kwikset service staff, the Cbank account in the name of the Defendant under the name of the limited-liability company established in the name of the Defendant, (D and E), F Bank account (C number: G number), H Bank account (I: number: I), J Bank account (K) and the means of access, such as passbook, OTP card, cash card, etc. connected to five accounts, such as the bank account (K).

Accordingly, the Defendant promised to provide compensation and lent the means of access.

In using and managing the means of access, no one shall be allowed to borrow or lend a means of access while demanding, demanding or promising compensation, unless otherwise expressly provided for in other Acts.

Nevertheless, while the Defendant was aware of a loan through the Internet at the early place on August 2018, 2018, the Defendant received a proposal from a person without his/her name to the effect that “if he/she establishes a corporation, he/she may grant a loan. If he/she sent a corporation account by opening a bank, he/she will get a loan after 6 months after counting credit rating.” On September 2018, the Defendant accepted the proposal, and then, on September 1, 2018, the account in the name of L (M, N) established in the name of the Defendant through Kwikset service employee in the jurisdiction of Gangnam-gu Seoul, Gangnam-gu, Gangnam-gu.