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(영문) 인천지방법원부천지원 2016.05.18 2015가합100906
채무부존재확인
Text

1. The Defendant-Counterclaim Plaintiff received hospitalized treatment at the Seoul National University Hospital from May 28, 2014 to June 13, 2014, and received hospitalized treatment at the Seoul National University Hospital.

Reasons

1. Basic facts

A. On March 31, 2006, the Plaintiff concluded an insurance contract with the Defendant, the insured, the Plaintiff’s Lessee, the term of the contract from March 31, 2006 to March 30, 202, with the aim of collecting insurance premiums and paying insurance proceeds, etc. for all personal insurance contracts, such as life insurance, accident insurance, disease insurance, pension insurance, etc. and personal insurance contracts.

B. Of the insurance contracts listed in the attached list, the main terms and conditions of the Doki Family Love Insurance Co., Ltd. (hereinafter “instant prime contract”) are as follows:

(1) When a person becomes a disability with at least 50% of the aggregate disability payment rate for several physical parts, the payment of insurance premiums after the next occasion shall be exempted.

(2) The evaluation of mental behavioral disorder shall be conducted based on brain malutism photographs, brain electronic files and photographs, brain waves, etc. to prove functions and deficits of brain.

(3) The evaluation of dementia disability shall be based on the results of the clinical dementia therapy conducted by a medical specialist.

The classification rate of disability 5) HV : Serious dementia 5 point 6: the CDR scale 4 point 7): a small number of dementia 3 point 8): 2 point 100 80 60 60

C. In addition, among the insurance contracts listed in the separate sheet, the special agreement on income security for Doki Family Love Insurance (hereinafter “instant special agreement”) provides that when the total disability payment rate for various physical parts is more than 50% but less than 80% due to the same disaster, the State insured shall pay 5 million won per year to the State insured for 20 years.

On January 25, 2011, around 11:30, the Defendant-Counterclaim Plaintiff (Counterclaim Plaintiff) was driving a passenger car in accordance with the new subparagraph on the street in the Yongsan-gu, U.S.-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong, and suffered an injury due to a breach of signal

E C GD FH I. E.

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