1. The plaintiff's appeal is dismissed.

2. The Defendant: (a) to the Intervenor succeeding to the Plaintiff, KRW 7,253,910; and (b) to this effect, July 11, 2013.

1. Facts of recognition;

A. A. The Ep Savings Bank Co., Ltd. set the Defendant, and the Defendant on April 15, 2013 set the amount of KRW 7.5 million at the respective interest rate and the overdue interest rate of KRW 38.9%.

(hereinafter “instant loans”). (b)

The Defendant lost a benefit by failing to pay the principal and interest of this case, and the loan of this case remains in KRW 7,253,910 as of July 11, 2013.

C. On May 10, 2013, AD Savings Bank notified the Plaintiff of the transfer of the above claim against the Defendant, and the Plaintiff transferred the above claim to the Intervenor succeeding to the Plaintiff on March 18, 2015, and the Plaintiff notified the Defendant of the transfer of the claim upon delegation by the Plaintiff.

[Grounds for recognition] The descriptions of Gap evidence Nos. 1 through 4, the purport of the whole pleadings

2. According to the above facts of recognition, since the Plaintiff transferred the above claim against the Defendant to the Intervenor succeeding to the Plaintiff, the Plaintiff’s claim against the Defendant is without merit, and the Defendant is obligated to pay the Plaintiff’s Intervenor who acquired the above claim the amount of KRW 7,253,910 and the delay interest rate of KRW 38.9% per annum from July 11, 2013 to the day of full payment.

3. Accordingly, the plaintiff's claim is dismissed as it is without merit, and the plaintiff's claim is accepted as reasonable. The judgment of the court of first instance on the plaintiff's claim is just in conclusion, and the plaintiff's appeal is dismissed as it is without merit, and it is ordered to order the plaintiff's successor to the plaintiff to pay the above money to the defendant according to the plaintiff's successor's participation in the trial. It is so decided as per Disposition.