1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Basic facts Korea-Liz Co., Ltd (hereinafter referred to as "Korea-Liz") is the executor of the new construction and sale business of Gangseo-gu Busan Metropolitan Government and C ground D apartment (hereinafter referred to as "D apartment"), and the Young-gu Housing Co., Ltd. (hereinafter referred to as "Yi-J Housing") is the construction work of the above apartment.

The subjects of loans handled by "A" (hereinafter referred to as "A") under Article 1 (Subject Matter and Subjects of Loan) of the Business Agreement (hereinafter referred to as "B") shall be those who are recognized as eligible for loans from among "A".

Article 3 (Loan Interest Rate, etc.) (2) The loan interest rate for “B” is the preferential payment rate by the real estate mortgage loan up to the time of substitution.

Article 6 (Joint Guarantee) ① “B” and “B” are jointly included in all expenses incurred in relation to the principal, interest, overdue interest, legal procedures, etc. of “B” as indicated below.

(hereinafter omitted) Article 7 (Interest Guarantee) (1) “A party” (Plaintiff) shall jointly and severally guarantee the payment of interest with respect to the loan without a “state” as follows:

【Indication of Guarantee Obligation】

1. Obligor: A person who loans and handles “A” pursuant to the “Business Agreement” (Provided, That the description of individual borrowers shall be separately prepared);

2. Guarantee limit: Whole amount of interest and overdue interest under this Convention;

3. The term of guarantee: (2) Until the repayment of a loan or the completion of a secured loan by each debtor, the performance of a guarantee obligation; (3) In the event that a “B” or “B” fails to perform a guarantee obligation and the “B” or “B” performs a guarantee obligation instead of a guarantee obligation, the conditions required by the “B” or “B” should be accepted after the repayment of the PF loan by Busan PF in Busan.

Article 8 (Loss of Benefit of Time) (1) In any of the following cases, the benefit of time for loans shall be lost:

1. Reasons for loss of profit within the term of the basic terms of credit transactions;