The defendant's appeal is dismissed.

1. The summary of the grounds for appeal (based on factual errors and misapprehension of legal principles) is that the Defendant received fees from the victim for a real estate contract, and as a result, the Defendant could not receive fees due to the reversal of the contract due to the mistake of the victim. Therefore, there was no intention to commit the crime of defraudation by deceiving the victim at

2. The court below consistently stated the following circumstances acknowledged by the evidence duly adopted and examined by the court below, i.e., ① from the investigative agency to the court of the court below, that “the defendant experiences threat to his/her body from the bond company because he/she has written credit and has failed to repay. If only KRW 20 million has been lent, he/she shall be repaid without fail until June 30, 2013.” There is no case where the real estate contract has been paid contingent fees to employees before the formation of the real estate contract. There is no case where the real estate contract has been paid. If there is such a case, it is not a loan certificate, but another written document, etc.; ② even if the defendant again made two loans after the maturity of the loan and the maturity date of the repayment of the loan made at the time of the instant case, the defendant did not prepare a document stating that he/she has borrowed money borrowed in accordance with the above F's statement that he/she did not have any signature or seal affixed to the loan contract.”