Defendant

A shall be punished by a fine of KRW 10,000,00, and by a fine of KRW 15,000,000, respectively.

The above fine is imposed against the Defendants.

Punishment of the crime

Defendant

B From March 22, 2012 to April 10, 2012, Defendant A is a telephone counselor who belongs to “UA Team D, E” from February 3, 2012 to February 28, 2012.

The Defendants agreed to receive a certain amount of the damage amount from the victims by deceiving them as commission by deceiving them through lending brokerage with D and E, the team leader of the orchard and telephone financial fraud enterprise, and agreed to receive a certain amount of the damage amount as commission. The Defendant jointly committed the aforementioned C and telephone financial fraud enterprise’s head F (the team leader of the daily Financial Services Team, text messages), G (the team leader of the 'Government Team', the 'H', the 'H team', the staff management (the team leader of the 'Gnam', the A, I, and J (the 'Gu Council Team', the 'K', the 'K', the K Team', the L (the 'L director', the 'L Team', the 'L Team', the N (the team leader of the 'M team'), the P team leader of the said C and telephone finance fraud enterprise, the telephone team leader, the Information Team', and the joint criminal act team name of the members, the Information Team, the Information Team, the Social Team, the Information Team, the Ro Team.

1. Defendant A’s co-principal with Defendant A’s C, F, G, H, H, I, and J, K, K, M, M, P, P, Q, D, telephone counselor R, S, T, and name distressed boxes: (a) around February 23, 2012, Defendant A sent a text of “IBK 00 head of IBK . . . . 33) to the “U.S. . . . . . . . . . . . . . . . . . . . . . .. . . .. .. .. .. ... ... .... ....) sent to the “U.S. Team” office in U.S. and sent it to the victim V by telephone to arrange a loan to the victim; and (b) . .. . . . . whether it is possible to make documents related to grant a loan to the victim.