1. The defendant shall pay to the plaintiff KRW 7,345,208 as well as KRW 3,99,286 as to the plaintiff from March 19, 2014 to the day of full payment.

As a result of the fact-finding on Gap's evidence 1 through 3, evidence 5, Eul's evidence 4, and the fact-finding on the back pages of the court of this case, in full view of the financial transaction information inquiry results and the whole purport of the arguments in this court against the Nonghyup Bank, SPa Savings Bank (hereinafter "the loan of this case"), on July 4, 201, set 9 months of the loan period, interest rate of 28.9% per annum, overdue interest rate of 39% per annum, and Eul delayed the payment of the loan of this case, and died on April 4, 2012, and the defendant died on April 3, 201, and the defendant entrusted the Plaintiff with the authority of notifying the transfer of the loan of this case to the plaintiff on December 30, 2013, the plaintiff notified the plaintiff of the above fact-finding network of the fact-finding on July 4, 201, and notified the plaintiff of the fact-finding on March 23, 2014.

According to the above facts of recognition, the Defendant, the heir of the deceased B, is obligated to pay to the Plaintiff damages for delay calculated at the rate of 39% per annum, which is the overdue interest rate of 7,345,208 won in total of the instant loans, and the remaining principal of 3,99,286 won in total, from March 19, 2014 to the date of full payment.

Therefore, the plaintiff's claim is justified, and this is accepted.