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Defendant shall be punished by a fine of seven million won.
If the defendant does not pay the above fine, KRW 100,000.
Reasons
Punishment of the crime
1. Around October 2012, the Defendant’s fraud is difficult to obtain a loan from the victim B, who was pet at around October 2012, to obtain a loan from a financial institution due to credit problems in order to obtain a loan from a financial institution.
In case of loan, the joint and several sureties shall not be damaged by full payment of the loan principle.
" was proposed to the effect that "...."
However, at the time, the Defendant did not have any property or income other than the monthly wage of KRW 1,50,000, and there was no money remaining when his personal debt reaches approximately KRW 20,000,000 per month and consumed the interest and living expenses of KRW 950,000 per month. In fact, there was no money remaining when she spent the interest and living expenses of KRW 950,000 per month, and there was no intention or ability to repay the amount of the loan as agreed from the beginning.
Accordingly, around October 29, 2012, the Defendant, by deceiving the victim as above, had the victim obtain a total of KRW 31,000,000 from the Hyundai Savings Bank and the Sejong Savings Bank, and KRW 5,000,000 from the Twit Zone Division, and KRW 7,80,000 from the UN Savings Bank, and the Defendant obtained a joint and several surety.
2. On February 5, 2013, at around February 5, 2013, the Defendant made a false statement to the effect that, inasmuch as the money loaned under the Defendant’s name was transferred to an account in the name of the victim by means of a false statement as if the money borrowed under the Defendant had been transferred to the account in the name of the victim, the Defendant made a false statement to the victim that “the examination of the documents jointly and severally and severally guaranteed by four in making the previous loan to enter the passbook of the lender at the end of the loan.”
The Defendant received 30,000,000 won, which was deposited into the victim’s account, from one savings bank, by deceiving the victim as such.
3. On June 11, 2013, the accused of fraud: “2,000,000 won” was phoneed from the victim at a fluence on June 11, 2013.