A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

"2014 Highest 21"

1. Around August 2013, the Defendant conspireds with a person who was unaware of his/her name, and conspireds with another person to forge the apartment charter contract and to obtain the loan by providing it as security to the bank and to acquire it by fraud.

On August 29, 2013, the Defendant submitted a pre-sale contract and a certificate of employment to the employee in charge of the loan at the Central Branch of the Incheon-gu Seoul Special Metropolitan City, Hancheon-gu, Seoul Special Metropolitan City (hereinafter “Seoul Special Metropolitan City”), stating that “The Defendant would provide the employee in charge of the loan with a deposit of KRW 170,000,000,000,000,000,000,000 won.”

However, the fact that the defendant conspired with the person who has no name, provided the forged apartment lease contract as security, and even if he received the loan, he did not have the intention or ability to pay the loan normally.

As such, the Defendant deceivings employees in charge of lending funds from the victim bank and received KRW 80 million from the said employees on September 5, 2013 as loans.

"2015 Highest 4"

2. The Defendant, due to low credit rating, explained this situation to pro-friendly job offering C, which had been considered because it was difficult for the Defendant to borrow a financial institution, and upon knowing that C, upon his or her omission, prepares false documents, etc. and receives a so-called “work loan” loan from a financial institution, the Defendant recommended the Defendant to receive the loan by introducing the aforementioned D and E.

On August 30, 2013, the Defendant conspiredd with C, D, E, etc., and applied for a loan by submitting a false business registration certificate, etc. as if the Defendant was operating F’s mobile phone store retail business.

However, the fact is that the defendant did not operate the above "F" place of business, and even if he received a loan, the principal and interest thereof are normal.