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(영문) 수원지방법원 2017.11.08 2016가단525318
보험금
Text

1. The Defendant’s KRW 30,000,000 as well as annual 6% from March 4, 2016 to July 21, 2016 to the Plaintiff.

Reasons

1. Evidence No. 1, A2, A3, A4-1, 2, and A5-2, and the purport of the whole pleadings

A. On February 24, 2015, the Plaintiff and the Defendant entered into an insurance contract (55 years) with respect to the Plaintiff, the insured, the insurance premium of KRW 92,000 per month, and the insurance period from February 24, 2015 to February 24, 2070, with respect to the guarantee of death or injury (hereinafter “instant insurance contract”).

In concluding the contract, the Defendant agreed to pay KRW 30 million to the Plaintiff only once for the first time when the diagnosis becomes final and conclusive due to the diagnosis of the horse period. (2) Of the insurance terms and conditions, the special terms and conditions for guaranteeing the diagnostic costs for the horse period are as follows.

[2-26. The term "the term "the term of "the term of "the term of "the term of "the term of "the term of "the term"" and "the term of "the term of "the term of "the term of "the term of "the term of "the term"" and "the term of "the term of "the term of "the term of "the term of "the term of "the term of "the term of "the term of "the""" as provided for in attached Table 19 (the term of "the term of "the term of

Article 3 (End-Term Competitive Diagnosis Expenses) ① When the insured becomes subject to the diagnosis provided for in Article 1 (Grounds for Payment of Insurance Money), the company shall pay the following amount to the beneficiary only once for the first half of the insurance period:

- Classification: When diagnosis and determination is made due to the alarmation of horses - Amount of payment: 100% of the amount of insurance coverage (Provided, That payment shall be made only once for the first time) [Attachment 19].

1. The term "short-term diseases" means chronic degradation, which means one or more of the following causes.

(1) Multiple types of non-controlable evidence, (2) Permanent domination of the upper or the upper thalle of the livers.

2. The diseases, congenital and toxic diseases caused by alcohol addiction or drug addiction are excluded.

3. The diagnosis and confirmation shall be made by Article 3 (Medical Institution) of the Medical Service Act.

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