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(영문) 춘천지방법원 강릉지원 2016.06.15 2016고단207
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

The Defendant, while working in the (State) C, specialized in loan brokerage from around 2010 to around 2012, was able to independently engage in the loan brokerage business, and the Defendant leased the office in Dobong-gu Seoul Metropolitan Government D from around February 2012, and began to run the loan brokerage business by employing E, G, and F, who is the Defendant’s seat, as an employee.

The Defendant, while being aware of his knowledge, introduced customers who are receiving a loan with low interest from No. 2 financial rights from the second financial rights, and asked the said customers to obtain a loan with lower interest than the financial institution of the first financial rights, and then, asked them to receive 8% of the amount of the loan as a fee.

A person who intends to operate a loan brokerage business shall register with a Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Governing Province branch having jurisdiction over the relevant place of business.

Nevertheless, on November 20, 2012, the Defendant, without registering with the competent authority, arranged the Defendant to obtain a loan of KRW 105,325,062 from the first financial rights to the Defendant located in Dobong-gu Seoul Metropolitan Government, which was introduced by the Defendant’s office and nameless lending counselor, and received a payment of KRW 8,426,05 from the said H to the new bank account in the name of F, and then paid KRW 80% of the said amount to the above bank account in the name of F, and then paid KRW 80% of the said amount to the above lending counselor in excess of 20%, and from November 21, 2013, the Defendant acquired KRW 1,685,201, the remaining amount of KRW 1,685,201, which was 20% from the time of the acquisition by the Defendant, to November 21, 2013, by having the Defendant acquire KRW 63,6385,585,7985,5885,7

The Defendant carried on the loan brokerage business without registering with the competent authorities as above.

Summary of Evidence

1. Statement by the defendant in court;

1.F, E, and the Defendant.

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